Summary about cost of living in Dubai, United Arab Emirates: Family of four estimated monthly costs are 3,225$ (11,847AED) without rent. A single person estimated monthly costs are 938$ (3,446AED) without rent. Dubai is 35.64% less expensive than New York (without rent).
- How much do you need to live a decent life in Dubai? Although there are many people who manage to survive with very little money, residents in Dubai need to earn at least Dh4,000 a month in order to lead a decent life Published: February 06, 2010 00:00 By Cleofe Maceda, Staff Reporter
What salary do I need to live in Dubai?
For those wishing to live in Dubai, a salary resulting in a monthly pay of AED 10,000 to AED 13,000 is relatively comfortable.
How much do you need to start a life in Dubai?
To be eligible, you must meet one of the three requirements: You must earn a monthly income of 20,000 dirhams ($5,500); Or you must have savings of 1 million dirhams; Or own a property in Dubai worth 2 million dirhams.
Is it very expensive to live in Dubai?
According to the Mercer Cost of Living, Dubai is an expensive city. It ranked as the 23rd most expensive out of 209 destinations. However, it is about 25% less expensive than New York City – and about 4% less expensive than nearby Abu Dhabi. As such, depending on where you live now, Dubai might look like a bargain.
Is 30K a good salary in Dubai?
30K AED is considered a good salary in Dubai. Some Living expenses are high and some are low in AED. In 30K Aed you can live in a good separate apartment in a good location like Jumeirah, Sheikh Zayed road etc. You can own a Parking and a good car.
Is it cheaper to live in Dubai or England?
Cost of living in Dubai (United Arab Emirates) is 30% cheaper than in London (United Kingdom)
Why you shouldn’t go to Dubai?
Aside from petty crime such as pickpocketing, scams and sexual harassment, person-on-person crime is not much of a concern for tourists in Dubai. Another thing tourists need to remember is that despite Dubai being moderate and open towards Westerners, it is not a democratic society.
Can I move to Dubai without a job?
Since there is no way for foreigners to receive permanent residency or citizenship in the UAE, there is logically no true Golden Visa. However, through investment into the country, expats can receive 3-year, renewable temporary residency to live abroad long-term in Dubai without having to seek employment.
Can I live in Dubai permanently?
One can obtain residency in Dubai or in another emirate in UAE if sponsorship by an employer is provided. The Dubai residence visa must be renewed every three years. Another way to obtain residency in Dubai is by purchasing real estate.
Can foreigners buy property in Dubai?
In Dubai, foreign ownership is permitted in areas designated as freehold. Foreigners (who don’t live in the UAE) and expatriate residents may acquire freehold ownership rights over property without restriction, usufruct rights, or leasehold rights for up to 99 years. There is no age limit to own property in Dubai.
What language do they speak in Dubai?
The official language of the United Arab Emirates is Arabic. Modern Standard Arabic is taught in schools, and most native Emiratis speak a dialect of Gulf Arabic that is generally similar to that spoken in surrounding countries.
Is Dubai cheaper than the US?
On the flip side, the cost of items such as bottled water and soft drinks are almost 300% lower in Dubai than in the US. Due to these extremes in pricing, Dubai, somewhat surprisingly, ends up slightly cheaper all-round for grocery shopping.
What bills do you pay in Dubai?
TYPES OF EXPENSES IN DUBAI
- Housing.
- Groceries.
- Utilities.
- Transportation and fuel.
- Healthcare.
- Schooling.
- Entertainment.
- House help.
What is the Cost of Living in Dubai for Expats in 2021?
Whether you are relocating to Dubai to start a business or merely to improve your employment chances, it is beneficial to have a basic understanding of the cost of living in Dubai before you make the decision to relocate here. As a result of the impact of COVID-19, which was combined with reduced oil prices, the cost of living in Dubai is expected to decline in 2021, despite the fact that living costs have grown significantly over the last decade in the UAE. Mercer’s 26th annual Cost of Living Survey for 2020 placed Dubai at number 23, down two spots from the previous year’s rating.
To put this pricing disparity into perspective, consider how Dubai compares to the following cities:
| Location | Single person monthly cost without rent | Average rent in city centre (studio apartment) | Taxi fare (5 km) | Petrol (1 litres) |
| Dubai | AED 3,443.97(USD 937.70) | AED 5,527.83(USD 1,505.07) | AED 12.00(USD 3.27) | AED 1.99(USD 0.54) |
| Hong Kong | AED 3,894.00(USD 1,060.23) | AED 8029.33(USD 2,186.16) | AED 11.35(USD 3.09) | AED 8.42(USD 2.29) |
| London | AED 4,383.96 (USD 1,193.63) | AED 8,747.65(USD 2,381.74) | AED 15.43(USD 4.20) | AED 6.13(USD 1.67) |
| New York | AED 4,957(USD 1,349.65) | AED 11,348.94 (USD 3,090) | AED 13.96(USD 3.80) | AED 2.58(USD 0.70) |
| Singapore | AED 3,575.43(USD 973.49) | AED 7,991.05 (USD 2,175.74) | AED 9.98(USD 2.72) | AED 6.05 (USD 1.65) |
The information comes from Numbereo (Most updated statistics: May 2021) Specifically, we will look at the cost of living for expats in Dubai in four important areas: transportation, housing, and food.
Average Cost of Living in Dubai
Living expenses are those expenses that are vital for one’s survival and are therefore classified as such. It would include things like housing, food, clothes, healthcare, and transportation, just to mention a few examples. Any payments associated with leisure activities would not be included in the calculation of living expenditures. When calculating living expenditures, housing costs account for a significant portion of the total budget. Housing will account for around 30% of total living expenditures, followed by transportation and food, which will account for 15% of total living expenses each.
Here is a brief breakdown of overall prices based on the number of people in your household for your convenience and fast reference.
According to Numbeo statistics, the average cost of living for a single individual reduced by 89.2 percent in 2021 as compared to the previous year.
| 2020 | 2021 | |
| Single Person | AED 8,972 (USD 2,443) | AED 3,435.71 (USD 935.35) |
| Family of Four | AED 16,478 (USD 4,486) | AED 11,863.31 (USD 3229.69) |
Living Expenses in Dubai are as follows:
Housing, RentalUtilities
Your residential costs will be determined by where you choose to live in Dubai, and the area in which you choose to live in Dubai will be greatly influenced by where you want to do business. Here is a table that may be used as a fast reference when it comes to residential rent.
| Type of Apartment | Cost of rent per month |
| Apartment (1 bedroom) in City Centre | AED 5,528.59 (USD 1,505.28) |
| Apartment (1 bedroom) Outside of Centre | AED 3,687.32 (USD 1,003.95) |
| Apartment (3 bedrooms) in City Centre | AED 10,799.55 (USD 2,940.41) |
| Apartment (3 bedrooms) Outside of Centre | AED 7,490.97 (USD 2,039.58) |
The Jumeirah Lakes Tower (JLT) is considered to be one of the most prestigious residential buildings in Dubai. This is a popular district area for expats, and it is located near the Dubai Marina, the Jumeirah Beach Residence (JBR), and Dubai’s Old Town, all of which have rental costs that are comparable. A one-bedroom apartment in JLT costs around AED 66,236 (USD 18032.23) each year, or AED 5,519.66 (USD 1526.88) per month, making it one of the most expensive places to live in Dubai when compared to the rest of the country.
However, expats opt to reside in these places because of the sense of belonging they have there, as well as the fact that the amenities nearby are typically more adequate for their requirements.
Dubai Rental Price Comparison: Top Places to Live in Dubai for Expats
Cleaning services for lodgings are included in the housing category of living expenditures as well as other living expenses. Generally speaking, this service is given by employing domestic assistance, which is extremely widespread in Dubai. The charges vary based on the type of cleaning required, but on average, a full-time domestic assistant would cost around AED 2,700 (USD 735) per month, while a part-time domestic helper who comes in once a week (3-hour service) would cost approximately AED 390 (USD 106) monthly.
Dubai Education Costs
Children of expats are permitted to attend both public and private schools in the United Arab Emirates; but, regardless of which kind they attend, tuition must be paid because free government schooling is only accessible to Emirati citizens. AED 6,000 (USD 1,635) per year has been set as the maximum yearly tuition cost for foreigners who wish to attend public schools in the United Arab Emirates.
International / Private Schools
Dubai offers a little more than 200 private schools that serve around 300,000 Emirati and international students. Out of all the emirates in the United Arab Emirates, Dubai is the only one that has adopted yearly tuition limitations, which prohibits schools from increasing their prices by exorbitant amounts on an annual basis. Average annual international school costs range between AED 12,723 and AED 64,093 (USD 3,46.84 and USD 17,446.32) in the UAE. It should be noted that school fees are heavily dependent on the location of the school; they vary significantly from one region to the next, and a comprehensive revision may be found here.
Higher Education
Dubai has 65 colleges, each of which offers a wide range of academic programs in a variety of fields. They provide services to both Emirati and international students. Public universities in Dubai, on the other hand, utilize Arabic as the primary language of instruction, but the majority of private institutions in Dubai use English. Regardless of which university they attend, international students are expected to enroll in Arabic language lessons for the purpose of language development. It is estimated that the average cost of an undergraduate degree or a graduate degree would be AED 173,400 (USD $47,209) or AED 54,800 to 82,200 (USD $14,919-22,379), respectively, for the whole program.
Dubai Transportation Costs
Driven transportation in Dubai is undoubtedly the most convenient mode of transportation, and owing to low fuel costs, the cost of operating a car is rather modest. Another point to mention is that traffic congestion in Dubai is quite severe, making it difficult to commute during the busiest periods of the day. In the event that you have to go to and from work on a regular basis, taking public transit is definitely your best option.
Car Ownership
The cost of purchasing an automobile is heavily influenced by the state of the vehicle. According to the 2018 Toyota Corolla, which is the most popular car in the UAE and sells for AED 70,900, as a point of reference, Implementing a regular 20% down payment, a 5-year payback plan, and taking other expenditures into consideration, the annual cost would be AED 20,800, excluding the down payment. When purchasing a secondhand automobile, however, depreciation often subtracts 20-40 percent from the overall purchase price of the vehicle.
The price of gasoline in Dubai has remained consistent and is substantially less expensive than the global average, with Dubai’s gasoline costing 1.79 AED per liter, compared to the global average of 4.33 AED per liter, according to the International Energy Agency.
Public Transportation
| Transportation Fares/Prices in Dubai | Average Cost |
| Taxis(per 1 km) | AED 2.44 (USD 0.66) |
| Buses(single ticket) | AED 5 (USD 1.4) |
| Buses(monthly pass) | AED 300 (USD 81.67) |
| Average price of 1 L petrol | AED 2.00 (USD 0.54) |
There are two Dubai Metrostations in the JLT region, which makes it highly accessible for employees, residents, and tourists to access destinations in the premium district, DMCC, from their homes. In addition, there is a bus service that operates around the town, making stops at various locations. More information about public transportation in Dubai may be found on the official website of the Dubai government.
Dubai HealthcareInsurance
The Dubai Health Authority has enacted new law requiring all inhabitants, including expats, to obtain medical insurance. This includes both nationals and foreigners. Foreigners will need to obtain private health insurance plans, which are often purchased via their jobs, whilst locals can get coverage under the government-funded system. Dubai is particularly well-known for its high-quality healthcare system, which is among the best in the world among the seven Emirates. Taking advantage of both public and private healthcare services is something you will be able to do as an expat.
Health Card
In Dubai, private health insurance is preferred by the vast majority of expats, largely because English is widely spoken and most of the medical personnel are international physicians. However, while Dubai’s public medical facilities are free for residents, expats can take advantage of a 50 percent discount if they have a health card. The following are the fees for a health card:
- Expatriate fees are AED 120 (USD 32.67) for those under the age of 18 and AED 320 (USD 87.12) for those over the age of 18. National fees are AED 25 (USD 6.81) for those under the age of 18 and AED 120 (USD 32.67) for those over the age of 18 and for those under the age of 18.
The prices listed above are one-time payments for the purpose of obtaining a health card. In the event that a health card has expired, a new one must be issued (dependent on age). The Ministry of Health e-Services website may be used by expats to submit an application for a health care card.
The Essential Benefit plan
Also included are provisions for lower-income employees and residents who are not already employed. The Essential Benefits Plan (EBP), which was introduced in 2014, is the bare minimum level of health insurance coverage that all residents of Dubai are required to have. It delivers vital advantages at a reasonable cost to the consumer. The following is a breakdown of the EBP premium package charge for the year:
- In the UAE, employees receive AED 650-725
- Dependents (aged 0-65) receive AED 650
- Single married females (aged 18-45) receive AED 1,600
- Elderly parents receive AED 2,500
- And other household employees receive AED 650-725.
For additional details, please see Pacific Prime’s guide to required health insurance in Dubai, published in the year 2021.
Is Dubai really that expensive for expats?
Dubai has risen to the top of the list of best cities for expats to live in, while also being one of the most cheap places to live in the world. Are you considering relocating to Dubai for business purposes? More information is available in our free ‘2021 Dubai Free Zone Guide,’ which contains all you need to know about relocating and establishing up shop in the appropriate free zone. Living in Dubai, expat life in Dubai are some of the topics covered.
Cost of Living in Dubai, United Arab Emirates. Feb 2022 prices in Dubai.
Change the unit of measure:
| Food | Update prices | |
|---|---|---|
| Basic lunchtime menu (including a drink) in the business district | Dirham 64 | |
| Combo meal in fast food restaurant (big mac meal or similar) | Dirham 27 | |
| 500 gr (1 lb.) of boneless chicken breast | Dirham 19 | |
| 1 liter (1 qt.) of whole fat milk | Dirham 7 | |
| 12 eggs, large | Dirham 13 | |
| 1 kg (2 lb.) of tomatoes | Dirham 6 | |
| 500 gr (16 oz.) of local cheese | Dirham 34 | |
| 1 kg (2 lb.) of apples | Dirham 10 | |
| 1 kg (2 lb.) of potatoes | Dirham 4.70 | |
| 0.5 l (16 oz) domestic beer in the supermarket | Dirham 13 | |
| 1 bottle of red table wine, good quality | Dirham 110 | |
| 2 liters of coca-cola | Dirham 8 | |
| Bread for 2 people for 1 day | Dirham 4.67 | |
| Housing | Update prices | |
| Monthly rent for 85 m2 (900 sqft) furnished accommodation in expensive area | Dirham 7,209 | |
| Monthly rent for 85 m2 (900 sqft) furnished accommodation in normal area | Dirham 4,941 | |
| Utilities 1 month (heating, electricity, gas.) for 2 people in 85m2 flat | Dirham 788 | |
| Monthly rent for a 45 m2 (480 sqft) furnished studio in expensive area | Dirham 5,023 | |
| Monthly rent for a 45 m2 (480 sqft) furnished studio in normal area | Dirham 2,930 | |
| Utilities 1 month (heating, electricity, gas.) for 1 person in 45 m2 (480 sqft) studio | Dirham 382 | |
| Internet 8 mbps (1 month) | Dirham 278 | |
| 40” flat screen tv | Dirham 1,194 | |
| Microwave 800/900 watt (bosch, panasonic, lg, sharp, or equivalent brands) | Dirham 471 | |
| Laundry detergent (3 l. ~ 100 oz.) | Dirham 29 | |
| Hourly rate for cleaning help | Dirham 33 | |
| Clothes | Update prices | |
| 1 pair of jeans (levis 501 or similar) | Dirham 228 | |
| 1 summer dress in a high street store (zara, h m or similar retailers) | Dirham 174 | |
| 1 pair of sport shoes (nike, adidas, or equivalent brands) | Dirham 364 | |
| 1 pair of men’s leather business shoes | Dirham 431 | |
| Transportation | Update prices | |
| Volkswagen golf 1.4 tsi 150 cv (or equivalent), with no extras, new | Dirham 90,126 | |
| 1 liter (1/4 gallon) of gas | Dirham 2.15 | |
| Monthly ticket public transport | Dirham 346 | |
| Taxi trip on a business day, basic tariff, 8 km. (5 miles) | Dirham 62 | |
| Personal Care | Update prices | |
| Cold medicine for 6 days (tylenol, frenadol, coldrex, or equivalent brands) | Dirham 22 | |
| 1 box of antibiotics (12 doses) | Dirham 45 | |
| Short visit to private doctor (15 minutes) | Dirham 261 | |
| 1 box of 32 tampons (tampax, ob,.) | Dirham 20 | |
| Deodorant, roll-on (50ml ~ 1.5 oz.) | Dirham 19 | |
| Hair shampoo 2-in-1 (400 ml ~ 12 oz.) | Dirham 22 | |
| 4 rolls of toilet paper | Dirham 12 | |
| Tube of toothpaste | Dirham 12 | |
| Standard men’s haircut in expat area of the city | Dirham 56 | |
| Entertainment | Update prices | |
| Basic dinner out for two in neighborhood pub | Dirham 170 | |
| 2 tickets to the movies | Dirham 85 | |
| 2 tickets to the theater (best available seats) | Dirham 544 | |
| Dinner for two at an italian restaurant in the expat area including appetisers, main course, wine and dessert | Dirham 324 | |
| 1 cocktail drink in downtown club | Dirham 80 | |
| Cappuccino in expat area of the city | Dirham 24 | |
| 1 beer in neighbourhood pub (500ml or 1pt.) | Dirham 50 | |
| Ipad wi-fi 128gb | Dirham 1,829 | |
| 1 min. of prepaid mobile tariff (no discounts or plans) | Dirham 0.61 | |
| 1 month of gym membership in business district | Dirham 290 | |
| 1 package of marlboro cigarettes | Dirham 18 |
These prices are established on the basis of a large and consistent amount of data. They are quite dependable. They are based on 575 prices submitted by 206 different individuals. The most recent pricing update was on February 9, 2022.
How Much Does It Cost to Live in Dubai?
In popular culture, Dubai is represented as a millionaire’s playground, and the prospect of living a luxury lifestyle is too tempting for some to pass up. Evidently, a large number of individuals shared this viewpoint, as expats account for 80 percent of the country’s total population of 2.5 million people. Many people believe that the expense of living in Dubai is substantially greater than in other parts of the world, although this is mostly due to the media’s portrayal of super automobiles and penthouse flats.
- The life of a worldwide celebrity that some people expect after relocating to Dubai will be sadly disappointed.
- It is impossible to go from being a poverty to becoming a royal just by moving to Dubai.
- The most wealthy nations in the world are ranked according to the results of the poll.
- While this is true, the Legatum Institute takes into account a variety of other characteristics when rating countries.
- The United Arab Emirates is made up of seven nations, with Abu Dhabi being the most populous.
- This places the UAE in the top 20 percent of the world’s economies, and the country’s ranks in governance, economics, and entrepreneurship and possibilities help to keep it on its feet.
- The United Arab Emirates, which includes Dubai, is primarily composed of Muslim residents.
- As a result of the restrictions on dress, drinking, and public affection, it is reasonable that expats may feel restricted in their activities.
As a result of Dubai’s little rainfall and average temperatures in excess of 30°C, it is not unexpected that many people dream of relocating to the nation. The question is, though, how much does it truly cost to live in Dubai?
Economy
Visitors to Dubai are frequently taken aback by the man-made islands dotting the coastline, which are filled with luxurious houses. In the mid-2000s, these outlandish constructions came to symbolize the emirate’s economic growth – and the subsequent financial disaster that followed in 2009. Dubai began diversifying its economy in the 1950s in order to stay up with Abu Dhabi’s oil-rich economy. It diversified its economy by focusing on ports, commerce, services, and financial services. These were a resounding success.
- The economy, on the other hand, has recovered, with loans being paid off and reorganized.
- Many people were taken aback by the catastrophic financial catastrophe that occurred in Dubai.
- Although many people believe that oil is Dubai’s most important export, it really only accounts approximately 6 percent of its total earnings.
- Dubai is mostly known for importing automobiles, jewelry, and apparel.
Currency and Tax Overview
The dirham is the currency that is used in Dubai and the United Arab Emirates (AED). Although it is frequently referred to as Dhs or DH, it is also known as DHS. The value of a dirham is one hundred fils. The dirham is the money that was first used in the Arab world and is still in use today. Notes are available in denominations of 5, 10, 20, 50, 100, 200, 500, and 1,000 dirhams, with the highest denomination being 1,000 dirhams. Despite the fact that Arabic is written on one side of the note and English is written on the other, both sides are written in English.
Many expats are ecstatic at the prospect of being able to live tax-free in Dubai.
In 2010, the UAE as a whole was experimenting with the notion of instituting an income tax, but nothing came of it.
- 10 percent municipal tax levied on hotels and other entertainment facilities
- 10 percent municipal tax levied on the renting of commercial premises
- 5 percent municipal tax levied on the rental of residential property
- And road tolls. Utility bills are subject to taxes. Alcohol is subject to a 30 percent sales tax.
Housing in Dubai for Expats
Rent in Dubai is 3.12 percent less expensive than rent in the United Kingdom. However, the Palm Jumeriah, DIFC, and Jumeriah Beach Residence are not far behind when it comes to the most costly rentals in the country. Many expats do reside in these locations, but they are more likely to be employed in jobs that pay a higher wage. Garhoud is comprised of a mix of ancient villas, as well as modern and older flats. Despite the fact that it is regarded to be the less fashionable side of Dubai, expats truly love living here.
It begins behind the Mall of the Emirates and travels out towards the Emirates Hills until it reaches the Emirates Hills.
Dubai Marina is in the core of what has come to be known as ‘New Dubai,’ a destination for young and reasonably well-off foreigners.
A large number of freehold beachfront residential buildings are included inside the development.
Property costs vary based on where you live, which is important for expats who want to buy a home. The average price of a city center residence is AED 17,596 (about £3,596) per square meter. AED 9,949 (£2,033) per square meter (roughly) is the average price for properties outside of the city center.
Expat Healthcare in Dubai
To become a permanent resident of Dubai is an impossibility. A residence application will not be considered if you were not born into a family where both parents are UAE nationals. As a result, expats will not be covered by the government-sponsored health insurance program. Expats who wish to use public hospitals and facilities must first get a health card from the Department of Health and Medical Services (DHMS) (DOHMS). Expats will not have difficulty finding a pharmacy in Dubai, since there are several locations around the emirate, many of which are open 24 hours a day.
We provide three private medical insurance policies to meet the demands of a variety of expatriate groups.
For further information, please see our article on Medical Insurance in Dubai.
Cost of Education in Dubai
Expat children are unable to attend public schools in Dubai since they are not residents of the country. However, there are a number of private institutions in Dubai that are expressly designed to serve big foreign groups, such as international schools, which may be found in the city. There are schools that follow the national curriculum of the United Kingdom, the United States, France, India, Japan, and other countries, as well as the International Baccalaureate. Many foreign schools may demand a child’s academic record, and they may also ask them to take an entrance exam before they would consider them for admission.
- Expat parents must keep in mind that after the school year has begun, a kid will not be able to move to a different institution.
- They will have to wait until the beginning of the new school year.
- to 1 p.m., Monday through Friday.
- The fees for education range from around AED 3,000 to AED 50,000 each academic year, indicating a significant disparity between the rich and the poor.
Employment Rates
Some employees will not have a problem finding work in Dubai because they have been transferred by their business. More than three-quarters of the workforce in the United Arab Emirates is made up of expatriates, making the country a key employment hotspot for individuals with the appropriate skills and qualifications. The majority of people that move over the nation end up working in the big industries, such as petroleum and petrochemicals; fishing; aluminum; and construction. Careers in education, healthcare, tourism, and hospitality, on the other hand, have lately experienced a resurgence.
The fact that Dubai boasts the lowest unemployment rate in the world is something that many people are drawn to. Since 2015, the unemployment rate has been below 0.3 percent on a monthly basis.
Salary in Dubai
Several expats report that their incomes are greater in Dubai, particularly when an employer offers them a relocation incentive. On average, expats report that their discretionary income is 21.27 percent more in Dubai than in their home country. So they profit from improved cash flow as well as enhanced spending power. However, be mindful that living expenses might be prohibitively expensive, particularly if you are drawn in by the country’s initial allure. It is important to remember that you are in your new home, not on vacation.
However, it all depends on the size of the family, the location, and the lifestyle choices made.
Comparison to UK
When it comes to information on Dubai, the world’s largest database, Numbeo, provides an extensive collection of user-contributed information. Clothing, as well as recreational activities, are substantially more expensive in the United States than in the United Kingdom. Transportation and eating out are, on the other hand, less expensive than in the United Kingdom. A general overview of the cost differences between Dubai and the United Kingdom is provided in the tables below. Please keep in mind that all Emirati pricing have been translated into British pounds for your convenience.
| Groceries | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Milk (1l) | £0.89 | £2.06 | UK |
| White bread (500g) | £0.95 | £0.94 | Dubai |
| Eggs (12) | £1.98 | £2.66 | UK |
| Cheese (0.10 kg) | £0.17 | £0.68 | UK |
| Banana (1kg) | £0.22 | £0.37 | UK |
| Water (1.5l) | £0.92 | £0.46 | Dubai |
| Transport | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Petrol (1l) | £1.08 | £0.39 | Dubai |
| One-way ticket | £2.30 | £0.51 | Dubai |
| Monthly pass | £60.00 | £55.52 | Dubai |
| Taxi (1km) | £1.50 | £0.66 | Dubai |
| Utilities (Monthly) | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Electricity/Heating/Water for 85m 2apartment | £143.46 | £126.10 | Dubai |
| 1 minute of PAYG talk time | £0.13 | £0.10 | Dubai |
| Internet (10 Mbps, unlimited data, cable/ADSL) | £21.05 | £65.41 | UK |
| Clothing | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Jeans (Levi or similar) | £57.15 | £68.68 | UK |
| Dress (chain store) | £29.91 | £45.45 | UK |
| Nike running shoe | £59.40 | £72.35 | UK |
| Leather business shoes | £61.18 | £84.17 | UK |
| Leisure | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Fitness club | £33.28 | £84.57 | UK |
| Tennis court (1 hour) | £9.99 | £22.40 | UK |
| Cinema (1 ticket) | £9.00 | £7.13 | Dubai |
| Eating Out | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Fast food meal | £5.00 | £5.09 | UK |
| Inexpensive restaurant | £12.00 | £6.11 | Dubai |
| 3 course, mid-range | £50.00 | £30.55 | Dubai |
| Cappuccino | £2.53 | £3.35 | UK |
| Coke/Pepsi | £1.14 | £0.35 | Dubai |
| Imported beer | £3.50 | £8.15 | UK |
Cost of living in Dubai: Your guide
The cost of living in Dubai as an expat is important to understand whether you’re planning on retiring, temporarily transferring, or making a permanent move to the country. Compared to other cities, Dubai has an extremely high level of life. In reality, the possibility to live comfortably in a fascinating location is precisely why many foreigners want to relocate there. However, this does not come at a low cost. For visitors, Dubai has been branded the most expensive city in the world to visit, but what are the expenses of actually living there as an expat?
How expensive is Dubai in comparison to the UK, the EU, the USA and Australia?
The dirham is the currency used in Dubai and the United Arab Emirates as its official currency (written as AED – Arab Emirate Dirham – on currency exchanges). It is possible to figure out the precise worth of your money in AED by utilizing an online currency converter, however the following is a general guide:
- 1000 USD is worth 3,673 AED
- 1000 GBP is worth 4,692 AED
- 1000 EUR is worth 4,105 AED
- And 1000 AUD is worth 2,794 AED.
| Comparing basic cost of living | One bedroom flat in city centre (monthly rent) | Lunch for two (Three courses, mid range restaurant) | Transportation (monthly pass) |
|---|---|---|---|
| Dubai | 7,324 AED | 150 AED | 250 AED |
| London, UK | 7,847 AED | 255 AED | 607 AED |
| New York City, USA | 10,938 AED | 275 AED | 430 AED |
| Berlin, Germany | 3,023 AED | 164 AED | 331 AED |
| Sydney, Australia | 7,187 AED | 222 AED | 444 AED |
One significant expenditure for expats in Dubai is the cost of transferring funds from your native currency to the UAE dirham (AED). Even though your bank advertises that it provides fee-free money exchange, you can be certain that the bank’s cut is reflected in the exchange rate it employs. For the greatest value, you should use an exchange service such asWise, which uses the same mid-market rate that you can see on Google and Reuters to calculate your exchange rate. In terms of speed and inexpensive flat costs, Wise is a far better option than using your own bank to transfer your funds.
What are the general living expenses for Dubai? How much can you get by on?
The neighborhood in which you select to reside is one of the most important variables deciding how costly living in Dubai will be for you in the long run.
Rental costs in Dubai are rather expensive, but if you live outside of the city, you may rent for far less money.
| Living expenses in Dubai (excluding rent) | Average cost |
|---|---|
| Single person, per month | AED 3,190 |
| Single person, per year | AED 38,280 |
| University student, per month | AED 2,055 |
| Four person family, per month | AED 11,137 |
| Four person family, per year | AED 133,644 |
What are the average salaries for Dubai?
Salaries in Dubai are generally considered to be rather high. Additionally, they do very well in highly specialized and in-demand occupations. As a user experience designer or mobile developer, Dubai is one of the greatest cities in the world to earn a good living and earn a good pay. In addition, it is the city with the highest-paid research scientists and office managers in the country. However, the remuneration for more administrative or entry-level roles is not as great as it is for higher-level ones.
| Salary averages for Dubai | Average salary |
|---|---|
| Cashier | AED 43,869 |
| Copywriter | AED 182,994 |
| Financial analyst | AED 175,421 |
| Graphic designer | AED 140,007 |
| Mobile developer | AED 381,643 |
| Product manager | AED 277,744 |
| Receptionist | AED 55,097 |
| Software engineer | AED 178,521 |
| Teacher | AED 129,866 |
| Web developer | AED 111,509 |
How expensive is housing and accommodation in Dubai?
Dubai has a highly well-developed rental market, which means you can find almost any type of accommodation you could possibly desire. Even while prices in the city center and in elite expat neighborhoods outside of the center are quite high, if you don’t mind making an extra commute, you may still find more cheaply priced accommodations. Check out our handy guide to renting in Dubai for more information on how much it can cost you.
| Renting in Dubai | Average monthly cost |
|---|---|
| One bedroom apartment (city centre) | AED 7,345 |
| One bedroom apartment (outside of city centre) | AED 5,043 |
| Three bedroom family home (city centre) | AED 14,442 |
| Three bedroom family home (outside of city centre) | AED 10,100 |
| Internet | AED 324 |
| Utilities (gas, electric and water for a 85m2 apartment) | AED 619 |
What about healthcare and dental costs in Dubai?
The healthcare system in Dubai, as well as the rest of the United Arab Emirates, is excellent. The UAE may allow expats to apply for a health card that enables them to some free medical treatment, but it is always preferable to get private health insurance to ensure that you are protected in the case of an accident or illness.
| Healthcare service | Average cost to you |
|---|---|
| Family doctor check-up (no insurance) | AED 274 |
| Cold medicine for six days | AED 20 |
| Antibiotic prescription (no insurance) | AED 96 |
How much is travel and transportation in Dubai?
Because the United Arab Emirates is a country made famous by oil, it should come as no surprise that driving here is quite inexpensive. Due to the high volume of traffic in Dubai, taking public transit may be your best option if you have a regular commute.
| Transportation and vehicle prices for Dubai | Average cost |
|---|---|
| Gasoline (One litre / 0.25 gallon) | AED 1.81 |
| Monthly bus/transport pass | AED 250 |
| Bus ticket, single use | AED 5 |
| Taxi tariff, 8km/5mile journey | AED 31 |
| Toyota Corolla, new | AED 65,062 |
| VW Golf, new | AED 70,000 |
How much does education cost?
Because the United Arab Emirates is a country made famous by oil, it should come as no surprise that driving in this country is quite inexpensive. Due to the high volume of traffic in Dubai, taking public transit may be your best option if you have a regular commute.
| School | Average cost |
|---|---|
| Preschool / kindergarten (monthly fee) | AED 2,882 |
| Private school for lower grades | AED 40,818 |
| Dubai university tuition (undergraduate, one year) | AED 243,600 |
| British University of Dubai tuition (MBA, one year) | AED 70,000 |
The United Arab Emirates is a country made famous by oil, therefore it should come as no surprise that driving here is rather inexpensive. However, because Dubai is a busy city, taking public transit may be your best choice if you have a daily commute to and from work.
Understanding the Cost of Living in Dubai
When people talk about the expense of living in Dubai, one thing comes up over and over again: the city is expensive. In Dubai, there is no such thing as an income tax. That’s just one of the reasons it’s such a popular choice for expats to settle in the area. In addition, if sales taxes are levied, they are minor in comparison to other countries. However, just because Dubai is a tax haven does not imply that it is an inexpensive or costly vacation destination. Examining the actual cost of living in Dubai provides prospective migrants with an understanding of what they may expect to pay for ordinary products when they relocate.
Currency in Dubai
AED (Arab Emirate Dirham) is the currency used in Dubai and the United Arab Emirates as the official unit of currency.
The Dirham is abbreviated as AED (Arab Emirate Dirham) in currency exchanges. The value of one Arab Emirate Dirham at the end of 2020 will be $3.67 in the United States, 4.87 in the United Kingdom, and 2.81 in the Canadian dollar.
Is Dubai Expensive or Affordable?
Dubai, according to the Mercer Cost of Living Index, is an expensive city to live in. It was listed as the 23rd most costly location out of a total of 209 options. The cost of living here is around 25% less costly than in New York City – and approximately 4% less expensive than in neighboring Abu Dhabi. Therefore, depending on where you are currently located, Dubai may appear to be a good deal.
Cost of Housing in Dubai
For the most part, the price of a one-bedroom flat in Dubai is equivalent to the price of a comparable property in London or Sydney. You may anticipate paying around 7,400 AED each month on average. Housing in New York is around 50% more costly, whereas the cost of a one-bedroom apartment in Berlin is approximately half of what you would spend in Dubai (or even less!). If you have a family, you should know that the cost of a three-bedroom home is around twice that of a one-bedroom studio apartment.
- Naturally, if you want more room or to live in a desirable district, you’ll have to spend more.
- There, yearly housing expenditures begin at 100,000 AED per year and can reach 140,000 AED per year, depending on the house.
- That’s a significant financial burden to bear!
- As a result, they are unable to use that resource when they initially arrive at their new location.
- Read more about the best places to live in Dubai.
Household Costs
The most of the time, as a tenant in Dubai, you’ll be liable for your own internet and utility expenses (gas, electricity, and water.) To create your account and set up your utilities, you will typically be charged a connection fee of 1,000 AED per unit. You should expect to pay around 1,000 AED per month on your utility expenses on average. It may be a little less if you’re really energy-conscious, or it could be significantly more if you have a huge home. When visiting Dubai, it’s a good idea to keep in mind that the weather there is exceedingly hot.
It is generally inexpensive to hire in-house assistance, such as a housekeeper or a gardener.
Keep in mind to budget for your personal health insurance premiums as well. Health Insurance for Expats in Dubai is something you should read.
Grocery Costs in Dubai
Affordability is a feature of common home commodities such as apples, oranges, tomatoes, potatoes, onions, and rice. You may anticipate them to cost less than 10 AED per pound if you buy in bulk. Bread, eggs, and milk are all available at reasonable prices. Cheese, beef, and chicken, on the other hand, cost an average of 40 AED each, with beef being the most expensive. When it comes to luxury imports, you should expect to pay a hefty price for them in Dubai, which has about every product imaginable accessible.
Only thing to remember while shopping at overseas grocers: be prepared to spend a lot of money.
Dubai’s Transportation Costs
The public transportation system in Dubai is excellent. In general, the cost of a monthly pass, which is generally less than 300 AED, is less expensive than the cost of a monthly pass in the majority of other large cities. A single-use bus ticket in Dubai may be purchased for as little as 5 AED. In order to lease a mid-sized automobile, you can anticipate to pay around 2,500 AED per month in lease payments. Insurance is included in the purchase. The price of petrol is really inexpensive, at around 2 AED per liter.
Eating Out and Entertainment
Local cafés and street sellers provide some of the finest value for money in Dubai. A cheap lunch at a local restaurant costs approximately 35 AED or less, which isn’t much more than a combination meal at a fast food restaurant run by a multinational corporation, which costs about 30 AED. In the UAE, if you’re looking for a more substantial lunch for two on date night at a mid-range restaurant, you can expect to pay, on average, roughly 250 AED per person. However, it would not be unusual to spend up to twice that much in a single day.
You might easily spend several thousand Dirham on yourself to make yourself feel special.
Beer, on the other hand, is significantly more costly at 45-60 AED at a hotel bar.
Minimum Wage in Dubai
In the United Arab Emirates, there is no such thing as a national minimum wage. As a result, incomes in Dubai are quite variable. In some areas, notably in technology and hospitality, the pay might be absurdly high depending on demand and market conditions, but this is not always the case. On the other hand, earnings in industries such as manufacturing are extremely low, ranking among the lowest paid in the world. While there is no uniform minimum wage, the Ministry of Labour has established recommendations for minimum pay for different sorts of workers since 2013.
University graduates should get a salary of at least 12,000 AED each month.
In addition, experienced employees with a secondary school diploma shall get a monthly remuneration of 5,000 AED (about $600). As of November 2020, the average monthly pay in Dubai was just under 11,000 AED, which is somewhat less than the national average. Related:
- Moving to Dubai
- Work Visas in Dubai
- Dubai Laws That Expats Should Be Aware Of
- And more.
What’s it like living and working in Dubai as an American?
What are your plans for residing in Dubai as an American citizen? Around 40,000 individuals from the United States live in the city, with Americans being one of the most significant expat populations in the emirate. 1. The vast majority of American citizens in the United Arab Emirates live in Dubai, with only 10,000 others scattered around the country. If you’re relocating or taking on a long-term work assignment, read our guide on visas, career prospects, and cultural differences before making your decision.
Preparation
If you’re planning a move to Dubai, there are a few things you’ll want to make sure are in order before you go.
Visa
If you are a citizen of the United States going to Dubai, you will require a resident visa as well as a work permit in addition to your initial 30-day entrance permission. If you are planning to remain in the nation for less than one month, you will not be required to submit an application for a visa in advance; visas will be available upon arrival at the airport in the emirate. A work visa, on the other hand, would be required if you want to live in the UAE. Your company will take care of obtaining a visa for you and arranging for you to live in the city.
A tourist visa is required for entry into Dubai, which may be converted into both a work permit and a residency visa later on.
Obtaining a spouse visa, which allows you to remain in the nation with your spouse who is already employed, is another option for those looking to relocate to the city of Dubai.
Accommodation
It’s probable that you’ll want to make arrangements for your housing before you relocate to the nation. When you are not married or living with a close family member, it is illegal to live with someone of the opposite sex in the United Arab Emirates. Consequently, if you intend to relocate with your spouse but are not married, this is something to take into consideration. Despite the fact that many expats would do so without consequence, if anybody lodges a complaint or the police enter your residence for any reason 2, you might find yourself in serious legal difficulties.
Medication
When traveling to Dubai, it is critical to understand which medications you are permitted to bring with you and which you are not. Some medications that are easily available in the United States may be prohibited in the United Arab Emirates, which has a stringent drug policy 3. The Ministry of Health in the United Arab Emirates must approve the transportation of prescription medications before they may be brought into the country (MoH). If you bring any illicit or regulated substances to the airport without permission, you may be subject to criminal prosecution.
Also available is ourexpat’s guide to medical treatment in Dubai, which provides further information on the health-care system in the United Arab Emirates (remember that international health insurance coverage may be required if moving to the UAE or Dubai).
Is it safe for Americans to live in Dubai?
Knowing which medications you may and cannot bring with you on your trip to Dubai is essential knowledge for travelers. Some medications that are freely available in the United States may be unlawful in Dubai because of the country’s stringent drug laws. Prior authorisation from the UAE’s Ministry of Health is required if you want to carry prescription medicine with you (MoH). Bring any illicit or restricted substances to the airport without permission, and you risk being arrested and detained in jail.
Also available is ourexpat’s guide to medical treatment in Dubai, which provides further information on the health-care system in the United Arab Emirates (remember that international health insurance coverage may be required if moving to the UAE or to Dubai).
Laws
As a Westerner, you may discover that relocating to Dubai necessitates a shift in perspective when it comes to cultural differences. Not only are many norms in the United States disapproved of here, but they are also illegal. If you are relocating to Dubai, it is critical for your personal protection to understand what is prohibited by the law. It is against the law to:
- Live with a person of the opposing sex who is not your husband or a member of your family Participants in public displays of affection are permitted to do so – married couples holding hands is acceptable
- Don’t be afraid to be homosexual. Being intoxicated in public or drinking and driving are both prohibited. Dress in attire that is deemed to be overly exposing
- Swearing or making disrespectful hand gestures are prohibited. Without their consent, take photographs of other individuals
Working in Dubai as an American
Expats from the United States can work in Dubai as long as they have the proper visa in place — and they must remain working in order to maintain their visa, unless they are in the nation on a spouse visa. The construction and real estate sectors, tourism and hospitality, technology, and finance are among the most important in Dubai. 5 There is little chance that the process of finding a job in Dubai will be significantly different from what you are accustomed to. It is, on the other hand, a very competitive environment in which to seek job.
What is the average salary in Dubai?
The average monthly wage in Dubai is AED 16,775 (6,570 dirhams), which is approximately $4,570. The average monthly salary in the United States is $3,900 7. The cost of living in Dubai, on the other hand, is fairly high – albeit not as high as in places such as New York. 8
Taxes
Dubai is frequently referred to be a tax-free sanctuary. However, while you are not required to pay income tax in the UAE, you may be required to do so in the United States. If you generate an income in the emirate, including through the rental of a property you own in Dubai, but you are a tax resident of the United States, you will be required to report your earnings and may be required to pay tax in the United States. More information can be obtained from the United States Embassy 9or the Internal Revenue Service (IRS).
Please see our page on Dubai’s taxation for additional information on the subject.
Education
If you’re relocating to Dubai with children, you’ll want to learn about the educational opportunities available in the emirate. Dubai has both public and private education, with private schools accounting for 90 percent of all enrollments. All public schools are exclusively available to UAE natives and are mandatory for Emirati boys and girls aged 5 to 15 who live in the country. Expat children have been eligible to attend public schools in Dubai since 2001, when the country opened its doors to them.
11.
The majority of school weeks run from Sunday through Thursday, in accordance with the working week, with hours varying depending on the institution.
Please see our guide here for additional information on Dubai’s educational system and curriculum.
Driving
Drivers in Dubai are required to travel on the right-hand side of the road. With maximum speeds of 160km/h (99mph) on the Abu Dhabi-Al Ain and Sheikh Khalifa roads 12 and 160km/h (99mph) on the Sheikh Khalifa highway 12, the speed limitations in the emirate can be challenging to adjust to. In contrast to the 160km/h restriction, several motorways in Abu Dhabi have had their maximum speeds cut to 110km/h, notably Sheikh Mohammed bin Zayed Road and Emirates Road. Never drive in Dubai if you have drank alcohol, no matter how small an amount you have consumed.
For more information about driving in Dubai, please see our driving guide.
American women living in Dubai
Driving on the right-hand side of the road is the norm in Dubai. With maximum speeds of 160km/h (99mph) on the Abu Dhabi-Al Ain and Sheikh Khalifa roads 12 and 160km/h (99mph) on the Sheikh Khalifa highway, the speed limitations in the emirate can be challenging to adjust to. Despite the fact that the 160km/h limit is a new record for the country, other routes in Abu Dhabi have had their maximum speeds decreased to 110km/h, including Sheikh Mohammed bin Zayed Road and UAE Road. No matter how little you have consumed alcohol, never drive in Dubai if you have done so.
Visit this page for further information about driving in Dubai.