Summary about cost of living in Dubai, United Arab Emirates: Family of four estimated monthly costs are 3,241$ (11,905AED) without rent. A single person estimated monthly costs are 942$ (3,462AED) without rent. Dubai is 35.46% less expensive than New York (without rent).
What salary do I need to live in Dubai?
For those wishing to live in Dubai, a salary resulting in a monthly pay of AED 10,000 to AED 13,000 is relatively comfortable.
Is it very expensive to live in Dubai?
According to the Mercer Cost of Living, Dubai is an expensive city. It ranked as the 23rd most expensive out of 209 destinations. However, it is about 25% less expensive than New York City – and about 4% less expensive than nearby Abu Dhabi. As such, depending on where you live now, Dubai might look like a bargain.
Is 30K a good salary in Dubai?
30K AED is considered a good salary in Dubai. Some Living expenses are high and some are low in AED. In 30K Aed you can live in a good separate apartment in a good location like Jumeirah, Sheikh Zayed road etc. You can own a Parking and a good car.
Is electricity free in Dubai?
Shaikh Mohammed also gave orders to exempt Emiratis in Dubai from connection charges of electricity to their new houses with a maximum of AED 25000 for each house as well as to give them a free quota of a maximum of 6000 kWh a month for each house.
Is it cheaper to live in Dubai or England?
Cost of living in Dubai (United Arab Emirates) is 29% cheaper than in London (United Kingdom)
What salary is good in Dubai?
Dubai has a good average salary range, extending from a monthly salary of 4,810 AED (1,309.56 USD) to 99,000 AED (26,953.44 USD) per month. The average salary range only considers salaries that fall between the average minimum salary and the average maximum salary in Dubai.
Is Dubai cheaper than the US?
On the flip side, the cost of items such as bottled water and soft drinks are almost 300% lower in Dubai than in the US. Due to these extremes in pricing, Dubai, somewhat surprisingly, ends up slightly cheaper all-round for grocery shopping.
What language do they speak in Dubai?
The official language of the United Arab Emirates is Arabic. Modern Standard Arabic is taught in schools, and most native Emiratis speak a dialect of Gulf Arabic that is generally similar to that spoken in surrounding countries.
Can I live in Dubai permanently?
One can obtain residency in Dubai or in another emirate in UAE if sponsorship by an employer is provided. The Dubai residence visa must be renewed every three years. Another way to obtain residency in Dubai is by purchasing real estate.
How can I live cheap in Dubai?
TIPS FOR LIVING IN DUBAI ON A BUDGET
- LOOK FOR AN AFFORDABLE NEIGHBOURHOOD.
- SHARE AN APARTMENT LEGALLY.
- LIVE CLOSE TO YOUR WORKPLACE / CHILDREN’S SCHOOL.
- USE PUBLIC TRANSPORT IN DUBAI.
- USE ALTERNATIVE ROUTES TO AVOID ROAD TOLLS.
- SHOP AT AFFORDABLE SUPERMARKETS.
- BUY LOCAL.
- LOOK FOR FREE OR BUDGET-FRIENDLY THINGS TO DO IN DUBAI.
Can foreigners buy property in Dubai?
In Dubai, foreign ownership is permitted in areas designated as freehold. Foreigners (who don’t live in the UAE) and expatriate residents may acquire freehold ownership rights over property without restriction, usufruct rights, or leasehold rights for up to 99 years. There is no age limit to own property in Dubai.
Do you have to be rich to live in Dubai?
Dubai: Although there are many people who manage to survive with very little money, residents in Dubai need to earn at least Dh4,000 a month in order to lead a decent life, a financial expert says. Compensation and benefits in the UAE vary depending on the industry, company or job role.
What is the Cost of Living in Dubai for Expats in 2021?
Whether you are relocating to Dubai to start a business or simply to improve your employment prospects, it is beneficial to have a good understanding of the cost of living in Dubai before you make the decision to relocate here. As a result of the impact of COVID-19, which was combined with lower oil prices, the cost of living in Dubai is expected to decrease in 2021, despite the fact that living costs have risen significantly over the past decade in the UAE. Mercer’s 26th annual Cost of Living Survey for 2020 placed Dubai at number 23, down two spots from the previous year’s rating.
To put this pricing disparity into perspective, consider how Dubai compares to the following cities:
| Location | Single person monthly cost without rent | Average rent in city centre (studio apartment) | Taxi fare (5 km) | Petrol (1 litres) |
| Dubai | AED 3,443.97(USD 937.70) | AED 5,527.83(USD 1,505.07) | AED 12.00(USD 3.27) | AED 1.99(USD 0.54) |
| Hong Kong | AED 3,894.00(USD 1,060.23) | AED 8029.33(USD 2,186.16) | AED 11.35(USD 3.09) | AED 8.42(USD 2.29) |
| London | AED 4,383.96 (USD 1,193.63) | AED 8,747.65(USD 2,381.74) | AED 15.43(USD 4.20) | AED 6.13(USD 1.67) |
| New York | AED 4,957(USD 1,349.65) | AED 11,348.94 (USD 3,090) | AED 13.96(USD 3.80) | AED 2.58(USD 0.70) |
| Singapore | AED 3,575.43(USD 973.49) | AED 7,991.05 (USD 2,175.74) | AED 9.98(USD 2.72) | AED 6.05 (USD 1.65) |
The information comes from Numbereo (Most updated statistics: May 2021) Specifically, we will look at the cost of living for expats in Dubai in four important areas: transportation, housing, and food.
Average Cost of Living in Dubai
Living expenses are those expenses that are vital for one’s survival and are therefore classified as such. It would include things like housing, food, clothes, healthcare, and transportation, just to mention a few examples. Any payments associated with leisure activities would not be included in the calculation of living expenditures. When calculating living expenditures, housing costs account for a significant portion of the total budget. Housing will account for around 30% of total living expenditures, followed by transportation and food, which will account for 15% of total living expenses each.
Here is a brief breakdown of overall prices based on the number of people in your household for your convenience and fast reference.
According to Numbeo data, the average cost of living for a single person decreased by 89.2 percent in 2021 when compared to the previous year.
| 2020 | 2021 | |
| Single Person | AED 8,972 (USD 2,443) | AED 3,435.71 (USD 935.35) |
| Family of Four | AED 16,478 (USD 4,486) | AED 11,863.31 (USD 3229.69) |
Living Expenses in Dubai are as follows:
Housing, RentalUtilities
Your residential costs will be determined by where you choose to live in Dubai, and the area in which you choose to live in Dubai will be greatly influenced by where you want to do business. Here is a table that may be used as a fast reference when it comes to residential rent.
| Type of Apartment | Cost of rent per month |
| Apartment (1 bedroom) in City Centre | AED 5,528.59 (USD 1,505.28) |
| Apartment (1 bedroom) Outside of Centre | AED 3,687.32 (USD 1,003.95) |
| Apartment (3 bedrooms) in City Centre | AED 10,799.55 (USD 2,940.41) |
| Apartment (3 bedrooms) Outside of Centre | AED 7,490.97 (USD 2,039.58) |
The Jumeirah Lakes Tower (JLT) is considered to be one of the most prestigious residential buildings in Dubai. This is a popular district area for expats, and it is located near the Dubai Marina, the Jumeirah Beach Residence (JBR), and Dubai’s Old Town, all of which have rental costs that are comparable. A one-bedroom apartment in JLT costs around AED 66,236 (USD 18032.23) each year, or AED 5,519.66 (USD 1526.88) per month, making it one of the most expensive places to live in Dubai when compared to the rest of the country.
However, expats opt to reside in these places because of the sense of belonging they have there, as well as the fact that the amenities nearby are typically more adequate for their requirements.
Dubai Rental Price Comparison: Top Places to Live in Dubai for Expats
Cleaning services for lodgings are included in the housing category of living expenditures as well as other living expenses. Generally speaking, this service is provided by employing domestic help, which is quite common in Dubai. The charges vary based on the type of cleaning required, but on average, a full-time domestic assistant would cost around AED 2,700 (USD 735) per month, while a part-time domestic helper who comes in once a week (3-hour service) would cost approximately AED 390 (USD 106) monthly.
Dubai Education Costs
Children of expats are permitted to attend both public and private schools in the United Arab Emirates; but, regardless of which kind they attend, tuition must be paid because free government schooling is only accessible to Emirati citizens. AED 6,000 (USD 1,635) per year has been set as the maximum yearly tuition cost for foreigners who wish to attend public schools in the United Arab Emirates.
International / Private Schools
Dubai offers a little more than 200 private schools that serve around 300,000 Emirati and international students. Out of all the emirates in the United Arab Emirates, Dubai is the only one that has adopted yearly tuition limitations, which prohibits schools from increasing their prices by exorbitant amounts on an annual basis. Average annual international school costs range between AED 12,723 and AED 64,093 (USD 3,46.84 and USD 17,446.32) in the UAE. It should be noted that school fees are heavily dependent on the location of the school; they vary significantly from one region to the next, and a comprehensive revision may be found here.
Higher Education
Dubai has 65 colleges, each of which offers a wide range of academic programs in a variety of disciplines. They provide services to both Emirati and international students. Public universities in Dubai, on the other hand, utilize Arabic as the primary language of instruction, but the majority of private institutions in Dubai use English. Regardless of which university they attend, international students are required to enroll in Arabic language classes for the purpose of language development.
Dubai Transportation Costs
Driven transportation in Dubai is undoubtedly the most convenient mode of transportation, and owing to low fuel costs, the cost of operating a car is rather modest. Another point to mention is that traffic congestion in Dubai is quite severe, making it difficult to commute during the busiest periods of the day. In the event that you have to go to and from work on a regular basis, taking public transit is definitely your best option.
Car Ownership
The cost of purchasing an automobile is heavily influenced by the state of the vehicle. According to the 2018 Toyota Corolla, which is the most popular car in the UAE and sells for AED 70,900, as a point of reference, Implementing a regular 20% down payment, a 5-year payback plan, and taking other costs into consideration, the annual cost would be AED 20,800, excluding the down payment. When purchasing a secondhand automobile, however, depreciation often subtracts 20-40 percent from the overall purchase price of the vehicle.
The price of gasoline in Dubai has remained consistent and is substantially less expensive than the global average, with Dubai’s gasoline costing 1.79 AED per liter, compared to the global average of 4.33 AED per liter, according to the International Energy Agency.
Public Transportation
| Transportation Fares/Prices in Dubai | Average Cost |
| Taxis(per 1 km) | AED 2.44 (USD 0.66) |
| Buses(single ticket) | AED 5 (USD 1.4) |
| Buses(monthly pass) | AED 300 (USD 81.67) |
| Average price of 1 L petrol | AED 2.00 (USD 0.54) |
There are two Dubai Metrostations in the JLT region, which makes it highly accessible for employees, residents, and tourists to access destinations in the premium district, DMCC, from their homes. In addition, there is a bus service that operates around the town, making stops at various locations. More information about public transportation in Dubai may be found on the official website of the Dubai government.
Dubai HealthcareInsurance
The Dubai Health Authority has implemented new legislation requiring all residents, including expats, to have medical insurance. This includes both nationals and foreigners. Foreigners will need to purchase private health insurance plans, which are typically purchased through their employers, whereas locals can get coverage through the government-funded scheme. Dubai is particularly well-known for its high-quality healthcare system, which is among the best in the world among the seven Emirates.
Health Card
In Dubai, private health insurance is preferred by the vast majority of expats, primarily because English is widely spoken and most of the medical staff are foreign doctors. However, although Dubai’s public medical services are free for residents, foreigners may take advantage of a 50 percent discount if they have a health card. The following are the fees for a health card:
- Expatriate fees are AED 120 (USD 32.67) for those under the age of 18 and AED 320 (USD 87.12) for those over the age of 18. National fees are AED 25 (USD 6.81) for those under the age of 18 and AED 120 (USD 32.67) for those over the age of 18 and for those under the age of 18.
The prices listed above are one-time payments for the purpose of obtaining a health card. In the event that a health card has expired, a new one must be issued (dependent on age). The Ministry of Health e-Services website may be used by expats to submit an application for a health care card.
The Essential Benefit plan
Also included are provisions for lower-income employees and residents who are not already employed. The Essential Benefits Plan (EBP), which was introduced in 2014, is the bare minimum level of health insurance coverage that all residents of Dubai are required to have. It delivers vital advantages at a reasonable cost to the consumer. The following is a breakdown of the EBP premium package fee for the year:
- In the UAE, employees receive AED 650-725
- Dependents (aged 0-65) receive AED 650
- Single married females (aged 18-45) receive AED 1,600
- Elderly parents receive AED 2,500
- And other household employees receive AED 650-725.
For additional details, please see Pacific Prime’s guide to required health insurance in Dubai, published in the year 2021.
Is Dubai really that expensive for expats?
Dubai has risen to the top of the list of best cities for expats to live in, while also being one of the most cheap places to live in the world. Are you considering relocating to Dubai for business purposes? More information is available in our free ‘2021 Dubai Free Zone Guide,’ which contains all you need to know about relocating and establishing up shop in the appropriate free zone. Living in Dubai, expat life in Dubai are some of the topics covered.
Cost of living in Dubai: Your guide
The cost of living in Dubai as an expat is important to understand whether you’re planning on retiring, temporarily transferring, or making a permanent move to the country. Compared to other cities, Dubai has an extremely high level of life. In reality, the possibility to live comfortably in a fascinating location is precisely why many foreigners want to relocate there.
However, this does not come at a low cost. For visitors, Dubai has been branded the most expensive city in the world to visit, but what are the expenses of actually living there as an expat?
How expensive is Dubai in comparison to the UK, the EU, the USA and Australia?
The dirham is the currency used in Dubai and the United Arab Emirates as its official currency (written as AED – Arab Emirate Dirham – on currency exchanges). It is possible to figure out the precise worth of your money in AED by utilizing an online currency converter, however the following is a general guide:
- 1 USD equals 3,673 AED
- 1000 USD equals 3,673 AED
- 1000 GBP is equal to 4,692 AED. 1000 EUR is equal to 4,105 AED. 1 AUD = 2,794 AED
- 1 AUD = 2,794 AED
| Comparing basic cost of living | One bedroom flat in city centre (monthly rent) | Lunch for two (Three courses, mid range restaurant) | Transportation (monthly pass) |
|---|---|---|---|
| Dubai | 7,324 AED | 150 AED | 250 AED |
| London, UK | 7,847 AED | 255 AED | 607 AED |
| New York City, USA | 10,938 AED | 275 AED | 430 AED |
| Berlin, Germany | 3,023 AED | 164 AED | 331 AED |
| Sydney, Australia | 7,187 AED | 222 AED | 444 AED |
One significant expenditure for expats in Dubai is the cost of transferring funds from your native currency to the UAE dirham (AED). Even though your bank advertises that it provides fee-free money exchange, you can be certain that the bank’s cut is reflected in the exchange rate it employs. For the greatest value, you should use an exchange service such asWise, which uses the same mid-market rate that you can see on Google and Reuters to calculate your exchange rate. In terms of speed and inexpensive flat costs, Wise is a far better option than using your own bank to transfer your funds.
What are the general living expenses for Dubai? How much can you get by on?
The neighborhood in which you select to reside is one of the most important variables deciding how costly living in Dubai will be for you in the long run. Rental costs in Dubai are rather expensive, but if you live outside of the city, you may rent for far less money.
| Living expenses in Dubai (excluding rent) | Average cost |
|---|---|
| Single person, per month | AED 3,190 |
| Single person, per year | AED 38,280 |
| University student, per month | AED 2,055 |
| Four person family, per month | AED 11,137 |
| Four person family, per year | AED 133,644 |
What are the average salaries for Dubai?
Salaries in Dubai are generally considered to be rather high. Additionally, they do very well in highly specialized and in-demand occupations. As a user experience designer or mobile developer, Dubai is one of the greatest cities in the world to earn a good living and earn a good pay. In addition, it is the city with the highest-paid research scientists and office managers in the country. However, the pay for more administrative or entry-level positions is not as high as it is for higher-level positions.
| Salary averages for Dubai | Average salary |
|---|---|
| Cashier | AED 43,869 |
| Copywriter | AED 182,994 |
| Financial analyst | AED 175,421 |
| Graphic designer | AED 140,007 |
| Mobile developer | AED 381,643 |
| Product manager | AED 277,744 |
| Receptionist | AED 55,097 |
| Software engineer | AED 178,521 |
| Teacher | AED 129,866 |
| Web developer | AED 111,509 |
How expensive is housing and accommodation in Dubai?
Dubai has a highly well-developed rental market, which means you can find almost any type of accommodation you could possibly desire. Even while prices in the city center and in elite expat neighborhoods outside of the center are quite high, if you don’t mind making an extra commute, you may still find more cheaply priced accommodations. Check out our handy guide to renting in Dubai for more information on how much it can cost you.
| Renting in Dubai | Average monthly cost |
|---|---|
| One bedroom apartment (city centre) | AED 7,345 |
| One bedroom apartment (outside of city centre) | AED 5,043 |
| Three bedroom family home (city centre) | AED 14,442 |
| Three bedroom family home (outside of city centre) | AED 10,100 |
| Internet | AED 324 |
| Utilities (gas, electric and water for a 85m2 apartment) | AED 619 |
What about healthcare and dental costs in Dubai?
The healthcare system in Dubai, as well as the rest of the United Arab Emirates, is excellent. The UAE may allow expats to apply for a health card that enables them to some free medical treatment, but it is always preferable to get private health insurance to ensure that you are protected in the case of an accident or illness.
| Healthcare service | Average cost to you |
|---|---|
| Family doctor check-up (no insurance) | AED 274 |
| Cold medicine for six days | AED 20 |
| Antibiotic prescription (no insurance) | AED 96 |
How much is travel and transportation in Dubai?
Because the United Arab Emirates is a country made famous by oil, it should come as no surprise that driving here is quite inexpensive. Due to the high volume of traffic in Dubai, taking public transit may be your best option if you have a regular commute.
| Transportation and vehicle prices for Dubai | Average cost |
|---|---|
| Gasoline (One litre / 0.25 gallon) | AED 1.81 |
| Monthly bus/transport pass | AED 250 |
| Bus ticket, single use | AED 5 |
| Taxi tariff, 8km/5mile journey | AED 31 |
| Toyota Corolla, new | AED 65,062 |
| VW Golf, new | AED 70,000 |
How much does education cost?
With such a large number of expats living in Dubai, there are several outstanding schools that cater to students from a variety of various educational backgrounds.
For example, you could enroll your child in an international school that follows the International Baccalaureate program or a school that follows the curriculum taught in your home country. Anything that would be beneficial to your family is likely to be available in Dubai.
| School | Average cost |
|---|---|
| Preschool / kindergarten (monthly fee) | AED 2,882 |
| Private school for lower grades | AED 40,818 |
| Dubai university tuition (undergraduate, one year) | AED 243,600 |
| British University of Dubai tuition (MBA, one year) | AED 70,000 |
The UAE is a fantastic expat destination, whether you’re looking to settle down for the long haul or just want to spend a year or two exploring a new place. It has world-class facilities and a world-class lifestyle to offer, and although the cost of living is quite costly, the experiences you may have here will be really unforgettable. Wishing you the best of luck in your new life in Dubai!
How Much Does It Cost to Live in Dubai?
In popular culture, Dubai is portrayed as a millionaire’s playground, and the prospect of living a lavish lifestyle is too tempting for some to pass up. Evidently, a large number of people shared this viewpoint, as expats account for 80 percent of the country’s total population of 2.5 million people. Many people believe that the cost of living in Dubai is significantly higher than in other parts of the world, but this is largely due to the media’s portrayal of super cars and penthouse apartments.
- The life of a worldwide celebrity that some people expect after relocating to Dubai will be sadly disappointed.
- It is impossible to go from being a pauper to being a prince simply by moving to Dubai.
- The most prosperous countries in the world are ranked according to the results of the survey.
- While this is true, the Legatum Institute takes into account a variety of other factors when ranking countries.
- The United Arab Emirates is made up of seven countries, with Abu Dhabi being the most populous.
- This places the UAE in the top 20 percent of the world’s economies, and the country’s rankings in governance, economy, and entrepreneurship and opportunities help to keep it on its feet.
- The United Arab Emirates, which includes Dubai, is primarily composed of Muslim residents.
- As a result of the restrictions on dress, drinking, and public affection, it is reasonable that expats may feel restricted in their activities.
- The question is, though, how much does it truly cost to live in Dubai?
Economy
Visitors to Dubai are frequently taken aback by the man-made islands dotting the coastline, which are filled with luxurious houses. In the mid-2000s, these outlandish creations came to symbolize the emirate’s economic boom – and the subsequent financial crisis that followed in 2009. Dubai began diversifying its economy in the 1950s in order to stay up with Abu Dhabi’s oil-rich economy. It diversified its economy by focusing on ports, commerce, services, and financial services. These were a resounding success.
The economy, on the other hand, has recovered, with loans being paid off and reorganized.
Many people were taken aback by the catastrophic financial catastrophe that occurred in Dubai.
Although many people believe that oil is Dubai’s most important export, it really only accounts approximately 6 percent of its total earnings.
Other petroleum-based products, as well as gold, aluminum, and other metals, account for a whopping 60% of total exports, according to the World Bank. Dubai is mostly known for importing automobiles, jewelry, and apparel.
Currency and Tax Overview
The dirham is the currency that is used in Dubai and the United Arab Emirates (AED). Although it is frequently referred to as Dhs or DH, it is also known as DHS. The value of a dirham is one hundred fils. The dirham is the money that was first used in the Arab world and is still in use today. Notes are available in denominations of 5, 10, 20, 50, 100, 200, 500, and 1,000 dirhams, with the highest denomination being 1,000 dirhams. Despite the fact that Arabic is written on one side of the note and English is written on the other, both sides are written in English.
Many expats are ecstatic at the prospect of being able to live tax-free in Dubai.
In 2010, the UAE as a whole was experimenting with the notion of instituting an income tax, but nothing came of it.
- 10 percent municipal tax levied on hotels and other entertainment facilities
- 10 percent municipal tax levied on the renting of commercial premises
- 5 percent municipal tax levied on the rental of residential property
- And road tolls. Utility bills are subject to taxes. Alcohol is subject to a 30 percent sales tax.
Housing in Dubai for Expats
Rent in Dubai is 3.12 percent less expensive than rent in the United Kingdom. However, the Palm Jumeriah, DIFC, and Jumeriah Beach Residence are not far behind when it comes to the most costly rentals in the country. Many expats do reside in these locations, but they are more likely to be employed in jobs that pay a higher wage. Garhoud is comprised of a mix of ancient villas, as well as modern and older flats. Despite the fact that it is regarded to be the less fashionable side of Dubai, expats truly love living here.
- It begins behind the Mall of the Emirates and travels out towards the Emirates Hills until it reaches the Emirates Hills.
- Dubai Marina is in the core of what has come to be known as ‘New Dubai,’ a destination for young and reasonably well-off foreigners.
- A large number of freehold beachfront residential buildings are included inside the development.
- The average price of a city center residence is AED 17,596 (about £3,596) per square meter.
Expat Healthcare in Dubai
To become a permanent resident of Dubai is an impossibility. A residence application will not be considered if you were not born into a family where both parents are UAE nationals. As a result, expats will not be covered by the government-sponsored health insurance program. Expats who wish to use public hospitals and facilities must first get a health card from the Department of Health and Medical Services (DHMS) (DOHMS). Expats will not have difficulty finding a pharmacy in Dubai, since there are several locations around the emirate, many of which are open 24 hours a day.
We provide three private medical insurance policies to meet the demands of a variety of expatriate groups.
If a 30-year-old moves to Dubai, he or she may buy insurance with us for as low as £30 per month or as much as £195 per month, depending on the plan and excess chosen. For further information, please see our article on Medical Insurance in Dubai.
Cost of Education in Dubai
Expat children are unable to attend public schools in Dubai since they are not residents of the country. However, there are a number of private institutions in Dubai that are expressly designed to serve big foreign groups, such as international schools, which may be found in the city. There are schools that follow the national curriculum of the United Kingdom, the United States, France, India, Japan, and other countries, as well as the International Baccalaureate. Many foreign schools may demand a child’s academic record, and they may also ask them to take an entrance exam before they would consider them for admission.
- Expat parents must keep in mind that after the school year has begun, a kid will not be able to move to a different institution.
- They will have to wait until the beginning of the new school year.
- to 1 p.m., Monday through Friday.
- The fees for education range from around AED 3,000 to AED 50,000 each academic year, indicating a significant disparity between the rich and the poor.
Employment Rates
Some employees will not have a problem finding work in Dubai because they have been transferred by their business. More than three-quarters of the workforce in the United Arab Emirates is made up of expatriates, making the country a key employment hotspot for individuals with the appropriate skills and qualifications. The majority of people that move over the nation end up working in the big industries, such as petroleum and petrochemicals; fishing; aluminum; and construction. Careers in education, healthcare, tourism, and hospitality, on the other hand, have lately experienced a resurgence.
The fact that Dubai boasts the lowest unemployment rate in the world is something that many people are drawn to.
Salary in Dubai
Several expats report that their incomes are greater in Dubai, particularly when an employer offers them a relocation incentive. On average, expats report that their discretionary income is 21.27 percent more in Dubai than in their home country. So they profit from improved cash flow as well as enhanced spending power. However, be mindful that living expenses might be prohibitively expensive, particularly if you are drawn in by the country’s initial allure. It is important to remember that you are in your new home, not on vacation.
For people desiring to live in Dubai, a salary resulting in a monthly salary of AED 10,000 to AED 13,000 is considered to be a reasonable living wage. However, it all depends on the size of the family, the location, and the lifestyle choices made.
Comparison to UK
When it comes to information on Dubai, the world’s largest database, Numbeo, provides an extensive collection of user-contributed information. Clothing, as well as recreational activities, are substantially more expensive in the United States than in the United Kingdom. Transportation and eating out are, on the other hand, less expensive than in the United Kingdom. A general overview of the cost differences between Dubai and the United Kingdom is provided in the tables below. Please keep in mind that all Emirati pricing have been translated into British pounds for your convenience.
| Groceries | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Milk (1l) | £0.89 | £2.06 | UK |
| White bread (500g) | £0.95 | £0.94 | Dubai |
| Eggs (12) | £1.98 | £2.66 | UK |
| Cheese (0.10 kg) | £0.17 | £0.68 | UK |
| Banana (1kg) | £0.22 | £0.37 | UK |
| Water (1.5l) | £0.92 | £0.46 | Dubai |
| Transport | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Petrol (1l) | £1.08 | £0.39 | Dubai |
| One-way ticket | £2.30 | £0.51 | Dubai |
| Monthly pass | £60.00 | £55.52 | Dubai |
| Taxi (1km) | £1.50 | £0.66 | Dubai |
| Utilities (Monthly) | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Electricity/Heating/Water for 85m 2apartment | £143.46 | £126.10 | Dubai |
| 1 minute of PAYG talk time | £0.13 | £0.10 | Dubai |
| Internet (10 Mbps, unlimited data, cable/ADSL) | £21.05 | £65.41 | UK |
| Clothing | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Jeans (Levi or similar) | £57.15 | £68.68 | UK |
| Dress (chain store) | £29.91 | £45.45 | UK |
| Nike running shoe | £59.40 | £72.35 | UK |
| Leather business shoes | £61.18 | £84.17 | UK |
| Leisure | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Fitness club | £33.28 | £84.57 | UK |
| Tennis court (1 hour) | £9.99 | £22.40 | UK |
| Cinema (1 ticket) | £9.00 | £7.13 | Dubai |
| Eating Out | UK Price (£) | Dubai Price (in £) | Cheaper Country |
| Fast food meal | £5.00 | £5.09 | UK |
| Inexpensive restaurant | £12.00 | £6.11 | Dubai |
| 3 course, mid-range | £50.00 | £30.55 | Dubai |
| Cappuccino | £2.53 | £3.35 | UK |
| Coke/Pepsi | £1.14 | £0.35 | Dubai |
| Imported beer | £3.50 | £8.15 | UK |
What’s it like living and working in Dubai as an American?
What are your plans for residing in Dubai as an American citizen? Around 40,000 individuals from the United States live in the city, with Americans being one of the most significant expat populations in the emirate. 1. The vast majority of American citizens in the United Arab Emirates live in Dubai, with only 10,000 others scattered around the country. If you’re relocating or taking on a long-term work assignment, read our guide on visas, career prospects, and cultural differences before making your decision.
Preparation
If you’re planning a move to Dubai, there are a few things you’ll want to make sure are in order before you go.
Visa
If you are a citizen of the United States going to Dubai, you will require a resident visa as well as a work permit in addition to your initial 30-day entrance permission. If you are planning to remain in the nation for less than one month, you will not be required to submit an application for a visa in advance; visas will be available upon arrival at the airport in the emirate. A work visa, on the other hand, would be required if you want to live in the UAE. Your company will take care of obtaining a visa for you and arranging for you to live in the city.
A tourist visa is required for entry into Dubai, which may be converted into both a work permit and a residency visa later on.
Obtaining a spouse visa, which allows you to remain in the nation with your spouse who is already employed, is another option for those looking to relocate to the city of Dubai.
Accommodation
It’s probable that you’ll want to make arrangements for your housing before you relocate to the nation. When you are not married or living with a close family member, it is unlawful to live with someone of the opposing sex in the United Arab Emirates. Consequently, if you intend to relocate with your spouse but are not married, this is something to take into consideration. Despite the fact that many expats would do so without consequence, if anybody lodges a complaint or the police enter your residence for any reason 2, you might find yourself in serious legal difficulties.
Medication
When traveling to Dubai, it is critical to understand which medications you are permitted to bring with you and which you are not. Some medications that are easily available in the United States may be prohibited in the United Arab Emirates, which has a stringent drug policy 3. The Ministry of Health in the United Arab Emirates must approve the transportation of prescription medications before they may be brought into the country (MoH). If you bring any illicit or regulated substances to the airport without permission, you may be subject to criminal prosecution.
Also available is ourexpat’s guide to medical treatment in Dubai, which provides further information on the health-care system in the United Arab Emirates (remember that international health insurance coverage may be required if moving to the UAE or Dubai).
Is it safe for Americans to live in Dubai?
In most cases, the answer is yes. The crime rate in Dubai is extremely low 4, particularly when it comes to acts of serious crime — but it can be difficult to assess because the United Arab Emirates does not publish its crime statistics. Petty crime, on the other hand, is frequent in large cities, just as it is in any other large metropolis. Pickpocketing, frauds, and sexual harassment should all be avoided at all costs. Shopping malls, airports, hotels, and resorts, among other popular sites, are thoroughly watched, resulting in a reduction in the number of crimes committed.
Laws
As a Westerner, you may discover that relocating to Dubai necessitates a shift in perspective when it comes to cultural differences. Not only are many norms in the United States disapproved of here, but they are also illegal. If you are relocating to Dubai, it is critical for your personal protection to understand what is prohibited by the law. It is against the law to:
- Live with a person of the opposing sex who is not your husband or a member of your family Participants in public displays of affection are permitted to do so – married couples holding hands is acceptable
- Don’t be afraid to be homosexual. Being intoxicated in public or drinking and driving are both prohibited. Dress in attire that is deemed to be overly exposing
- Swearing or making disrespectful hand gestures are prohibited. Without their consent, take photographs of other individuals
Working in Dubai as an American
Expats from the United States can work in Dubai as long as they have the proper visa in place — and they must remain working in order to maintain their visa, unless they are in the nation on a spouse visa. The construction and real estate sectors, tourism and hospitality, technology, and finance are among the most important in Dubai. 5 There is little chance that the process of getting a job in Dubai will be very different from what you are accustomed to. It is, on the other hand, a very competitive environment in which to seek job.
What is the average salary in Dubai?
The average monthly wage in Dubai is AED 16,775 (6,570 dirhams), which is approximately $4,570. The average monthly salary in the United States is $3,900 7. The cost of living in Dubai, on the other hand, is fairly high – albeit not as high as in places such as New York. 8
Taxes
Dubai is frequently referred to be a tax-free sanctuary. However, while you are not required to pay income tax in the UAE, you may be required to do so in the United States. If you generate an income in the emirate, including through the rental of a property you own in Dubai, but you are a tax resident of the United States, you will be required to report your earnings and may be required to pay tax in the United States. More information can be obtained from the United States Embassy 9or the Internal Revenue Service (IRS).
Please see our page on Dubai’s taxation for additional information on the subject.
Education
If you’re relocating to Dubai with children, you’ll want to learn about the educational opportunities available in the emirate. Dubai has both public and private education, with private schools accounting for 90 percent of all enrollments. All public schools are exclusively available to UAE natives and are mandatory for Emirati boys and girls aged 5 to 15 who live in the country. Expat children have been eligible to attend public schools in Dubai since 2001, when the country opened its doors to them.
11.
The majority of school weeks run from Sunday through Thursday, in accordance with the working week, with hours varying depending on the institution.
Students who do not have Arab ancestry are expected to attend Arabic language studies until they reach the ninth grade (age 13). Please see our guide here for additional information on Dubai’s educational system and curriculum.
Driving
Drivers in Dubai are required to travel on the right-hand side of the road. With maximum speeds of 160km/h (99mph) on the Abu Dhabi-Al Ain and Sheikh Khalifa roads 12 and 160km/h (99mph) on the Sheikh Khalifa highway 12, the speed limitations in the emirate can be challenging to adjust to. In contrast to the 160km/h restriction, several motorways in Abu Dhabi have had their maximum speeds cut to 110km/h, notably Sheikh Mohammed bin Zayed Road and Emirates Road. Never drive in Dubai if you have drank alcohol, no matter how small an amount you have consumed.
For more information about driving in Dubai, please see our driving guide.
American women living in Dubai
A Western lady relocating to Dubai may discover that the city’s customs are much different from those she is accustomed to in her own country. It is recommended that women wear modestly in Dubai, with their shoulders, thighs, and midriffs covered. A minimum monthly wage of AED 10,000 (US$2,723) is required for women who wish to sponsor their family’s immigration to the nation. The minimum pay for males is AED 4,000 (US$1,089) per month. The city’s metro system includes a carriage reserved exclusively for women and children, and women-only lines frequently form outside government buildings.
For a more in-depth look at living as a woman in Dubai and the United Arab Emirates, check out our guide here.
Understanding the Cost of Living in Dubai
When people talk about the expense of living in Dubai, one thing comes up over and over again: the city is expensive. In Dubai, there is no such thing as an income tax. That’s just one of the reasons it’s such a popular choice for expats to settle in the area. In addition, if sales taxes are levied, they are minor in comparison to other countries. However, just because Dubai is a tax haven does not imply that it is an inexpensive or costly vacation destination. Examining the actual cost of living in Dubai provides prospective migrants with an understanding of what they may expect to pay for ordinary products when they relocate.
Currency in Dubai
AED (Arab Emirate Dirham) is the currency used in Dubai and the United Arab Emirates as the official unit of currency. The Dirham is abbreviated as AED (Arab Emirate Dirham) in currency exchanges. The value of one Arab Emirate Dirham at the end of 2020 will be $3.67 in the United States, 4.87 in the United Kingdom, and 2.81 in the Canadian dollar.
Is Dubai Expensive or Affordable?
Dubai, according to the Mercer Cost of Living Index, is an expensive city to live in. It was listed as the 23rd most costly location out of a total of 209 options.
The cost of living here is around 25% less costly than in New York City – and approximately 4% less expensive than in neighboring Abu Dhabi. Therefore, depending on where you are currently located, Dubai may appear to be a good deal.
Cost of Housing in Dubai
For the most part, the price of a one-bedroom flat in Dubai is equivalent to the price of a comparable property in London or Sydney. You may anticipate paying around 7,400 AED each month on average. Housing in New York is around 50% more costly, whereas the cost of a one-bedroom apartment in Berlin is approximately half of what you would spend in Dubai (or even less!). If you have a family, you should know that the cost of a three-bedroom home is around twice that of a one-bedroom studio apartment.
- Naturally, if you want more room or to live in a desirable district, you’ll have to spend more.
- There, yearly housing expenditures begin at 100,000 AED per year and can reach 140,000 AED per year, depending on the house.
- That’s a significant financial burden to bear!
- As a result, they are unable to use that resource when they initially arrive at their new location.
- Read more about the best places to live in Dubai.
Household Costs
The most of the time, as a tenant in Dubai, you’ll be liable for your own internet and utility expenses (gas, electricity, and water.) To create your account and set up your utilities, you will typically be charged a connection fee of 1,000 AED per unit. You should expect to pay around 1,000 AED per month on your utility expenses on average. It may be a little less if you’re really energy-conscious, or it could be significantly more if you have a huge home. When visiting Dubai, it’s a good idea to keep in mind that the weather there is exceedingly hot.
It is generally inexpensive to hire in-house assistance, such as a housekeeper or a gardener.
Keep in mind to budget for your personal health insurance premiums as well.
Grocery Costs in Dubai
Affordability is a feature of common home commodities such as apples, oranges, tomatoes, potatoes, onions, and rice. You may anticipate them to cost less than 10 AED per pound if you buy in bulk. Bread, eggs, and milk are all available at reasonable prices. Cheese, beef, and chicken, on the other hand, cost an average of 40 AED each, with beef being the most expensive. When it comes to luxury imports, you should expect to pay a hefty price for them in Dubai, which has about every product imaginable accessible.
If you’re missing home, it’s not difficult to obtain French cheese, Russian caviar, and Scottish smoked salmon in the United States. Only thing to remember while shopping at overseas grocers: be prepared to spend a lot of money.
Dubai’s Transportation Costs
The public transportation system in Dubai is excellent. In general, the cost of a monthly pass, which is generally less than 300 AED, is less expensive than the cost of a monthly pass in the majority of other large cities. A single-use bus ticket in Dubai may be purchased for as little as 5 AED. In order to lease a mid-sized automobile, you can anticipate to pay around 2,500 AED per month in lease payments. Insurance is included in the purchase. The price of petrol is really inexpensive, at around 2 AED per liter.
Eating Out and Entertainment
Local cafés and street sellers provide some of the finest value for money in Dubai. A cheap lunch at a local restaurant costs approximately 35 AED or less, which isn’t much more than a combination meal at a fast food restaurant run by a multinational corporation, which costs about 30 AED. In the UAE, if you’re looking for a more substantial lunch for two on date night at a mid-range restaurant, you can expect to pay, on average, roughly 250 AED per person. However, it would not be unusual to spend up to twice that much in a single day.
You might easily spend several thousand Dirham on yourself to make yourself feel special.
Beer, on the other hand, is significantly more costly at 45-60 AED at a hotel bar.
Minimum Wage in Dubai
Cafés and street sellers in Dubai’s local neighborhoods provide some of the finest value for money in the country. It’s not much more costly than fast food at an international chain, where a combination meal costs roughly 30 AED, but it’s still not much more expensive than a cheap dinner at a modest restaurant. In the UAE, if you’re looking for a more substantial lunch for two on date night at a mid-range restaurant, you can expect to pay around 250 AED on average. In reality, it isn’t uncommon to simply spend twice as much as you had planned on spending.
A few thousand Dirhams might simply be spent on yourself to make yourself feel good.
At a hotel bar, on the other hand, beer costs 45-60 AED, which is significantly more expensive.
- Moving to Dubai
- Work Visas in Dubai
- Dubai Laws That Expats Should Be Aware Of
- And more.
How much do you need to live a decent life in Dubai?
Despite the fact that many individuals in Dubai are able to make ends meet on very little money, a financial expert argues that in order to live a comfortable life, residents must earn at least Dh4,000 per month. Compensation and benefits in the United Arab Emirates vary according to the sector, the firm, and the employment function. Several top jobs in the banking (consumer) industry, such as chief executive officers, attract gross monthly payments between Dh100,000 and Dh150,000, according to the 2010 wage guide of Charterhouse, a worldwide executive recruiting organization.
- Those in lesser positions, such as product officers, are compensated between Dh10,000 and Dh20,000 per month.
- The salary of receptionists and secretaries is between Dh2,500 and Dh8,000 per month, while that of office staff ranges between Dh2,000 and Dh6,000 per month, according to www.dubaifaqs.com, which was updated last year.
- Gardeners make between Dh500 and Dh1,500 per month, laborers earn between Dh600 and Dh1,500 per month, while maids or nannies earn between Dh700 and Dh2,000 per month.
- The implementation of a minimum pay of at least Dh4,000 per month for all employees in Dubai would require a GCC agreement, which would reduce the GCC’s competitiveness.
- In the event that businesses are unable to achieve the ideal minimum wage requirement, Gregory recommends that they at the very least participate in corporate social responsibility initiatives, such as covering the costs of their employees’ housing, food, and transportation requirements.
In addition, some companies do not discriminate on the basis of nationality if an employee is capable of performing the same tasks as any other member of the team, while others go so far as offering genuine benefits to their employees, such as free bi-weekly gym sessions with a qualified fitness trainer and daily work lunches.
Which sort of employer would you be most willing to give your all to and why?
“I believe it will be people who have a social conscience and who are concerned about business social responsibility,” Gregory predicts.
“It’s more about your way of life and how you spend your money than it is about how much money you make.” Many individuals in Dubai live in free accomodation yet earn modest wages and save more than their wealthier counterparts.
“If you only have Dh1,000 a month, you can make it in Dubai.” You may live comfortably on Dh5,000 or more. If you earn more than Dh20,000 a month, you may still find yourself in prison for debt. “Some people do,” Gregory says in an interview with Gulf News.
Cost of Living in Dubai in 2022
Dubai is perhaps the most popular expat destination in the world, with expats accounting for more than 80 percent of the population. Think endless sunshine, glitzy skyscrapers and man-made islands, incredible job opportunities, fantastic local travel and a surprisingly rich local culture, and you have Dubai. While Dubai’s high incomes and numerous savings possibilities are attractive, the sheer volume of high-end items and activities available may make a serious hole in people’s savings. Dubai was ranked 42nd in the Mercer Cost of Living Study for 2021, down from its previous ranking of 23rd.
The absence of property, income, and capital gains taxes has a significant impact on people’s wages in Dubai, which is also the only country in the world that does not levy value added tax.
If you are given a contract to relocate to Dubai, the pay are often very substantial.
The Largest Cost: Rent in Dubai
Rental prices in Dubai vary based on where you wish to reside, just like they do anyplace else in the world. In the middle of the city, a well-appointed contemporary apartment in a tower will be more expensive than a similarly equipped flat on the outskirts of the city. For the vast expat population, there are a number of major places that have grown quite popular. A strong expat population, according to livingindubai.org, can be found in places like Dubai Marina and Jumeirah Beach Residence, where you can expect to pay between 100,000 and 140,000 AED (£20,000 to £29,000) per year in rental fees.
With such a vibrant expat community, there are several ways to share expenses if you like to split the expenditures between two or more persons.
If your company pays the cost of your accommodation, this will not be a significant concern; nevertheless, for private tenants, the big upfront payment must be taken into consideration.
Transport Costs in Dubai
The automobile reigns supreme in the land of crude oil. Exactly what one would anticipate. The distances between points in the city are great, and many people choose to go by automobile because public transportation does not reach every part of the city, which can result in traffic jams at certain times of the day. Of course, purchasing a car requires a significant initial investment; however, there are other alternatives, such as renting a car on a monthly basis or just using taxi-hailing applications.
However, if you can’t afford the initial outlay, it’s important to know that there are other options available to you if you live in Dubai.
Furthermore, Dubai Metro, which now consists of two lines (the red and green), with a third line under development, is another option.
In addition, there is a tram system that links with the metro system. A monthly pass costs around 300 AED, which is approximately £65 – far less than the cost of a monthly pass in London, for example.
Dubai Lifestyle and Expenses
Dubai is a moderately priced destination in terms of prices such as food, entertainment, and activities (but proportionally lower than rental costs). If you want to go out for supper or lunch, there are alternatives to suit any budget, although the glitzier options in international hotels and on the waterfront will, of course, be at the higher end of the price spectrum. Alcohol, on the other hand, is significantly more expensive because it is not something that the majority of the population consumes.
You should bear in mind that clothing and accessories in Dubai might be a little more costly than they are in your own country, and sometimes even more expensive than in the neighboring country of Abu Dhabi.
For those who wish to take advantage of the pleasures of expat life, such as golf and tennis club memberships and gym memberships, pricing may vary, but on average they will be slightly lower than in the UK, so get your swing in!
Medical and Insurance Costs in Dubai
Taking out private insurance is common among expatriates in order to guarantee that they have speedy access to the high-quality healthcare system that exists in Dubai. When you are offered a job, it is common for it to come with some form of health insurance incorporated, and you will not have much of a choice in terms of providers. As reported by guide2dubai.com, you could expect to pay roughly 10,000 AED, or a little more than £2,200 per year for moderately comprehensive medical insurance in the UAE.
However, most expats additionally purchase private health insurance to safeguard themselves against the unexpected.
In the long run, you should probably consider purchasing a car, as the expense of going out and consuming alcoholic beverages is far more than it is back home.
Once you’ve calculated the cost of living in Dubai, the next step in relocating abroad and becoming an expat is to consider how you’ll move your possessions and household goods to the city.
To find out precisely how much it will cost you to relocate to Dubai, simply get a quotation.